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ZIP 32564 local snapshot

Holt · Okaloosa County · FL

Population

1,958

Median household income

$68,170

Median home value

$123,700

Census owner-occupied value estimate ($123,700) reflects ACS survey data with a longer lag than current MLS list prices ($254,900 median on this page).

Homeownership rate

78.4%

Housing tenure

Owner-occupied 78.4% · Renter-occupied 21.6%

78.4% own

Owner-occupiedRenter-occupied

How ZIP 32564 compares to Okaloosa County

Benchmarks use Census ACS data across 14 ZIP codes in Okaloosa County.

Median home value

54% below the county average
ZIP 32564$123,700
Okaloosa County average$269,879

Median household income

11% below the county average
ZIP 32564$68,170
Okaloosa County average$76,412

Homeownership rate

27% above the county average
ZIP 3256478.4%
Okaloosa County average61.5%

Nearby ZIP code comparison

See how ZIP 32564 stacks up against neighboring areas by median home value and income.

ZIPAreaMedian home valueMedian income
32564Holt$123,700$68,170
32531Baker$291,700$81,313
32569Mary Esther$296,400$73,762
32536Crestview$280,300$82,643
32578Niceville$414,900$105,858
32567Laurel Hill$231,000$66,215

Source: U.S. Census Bureau ACS 5-year estimates · Data as of Sep 2026