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Baker · Okaloosa County · FL
Population
7,445
Median household income
$81,313
Median home value
$291,700
Census owner-occupied value estimate ($291,700) reflects ACS survey data with a longer lag than current MLS list prices ($339,900 median on this page).
Homeownership rate
83.8%
Housing tenure
Owner-occupied 83.8% · Renter-occupied 16.2%
83.8% own
Benchmarks use Census ACS data across 14 ZIP codes in Okaloosa County.
Median home value
8% above the county averageMedian household income
6% above the county averageHomeownership rate
36% above the county averageSee how ZIP 32531 stacks up against neighboring areas by median home value and income.
Source: U.S. Census Bureau ACS 5-year estimates · Data as of Sep 2026