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Panama City · Bay County · FL
Population
42,117
Median household income
$72,208
Median home value
$239,700
Homeownership rate
72.9%
Housing tenure
Owner-occupied 72.9% · Renter-occupied 27.1%
72.9% own
Benchmarks use Census ACS data across 12 ZIP codes in Bay County.
Median home value
25% below the county averageMedian household income
near the county averageHomeownership rate
11% above the county averageSee how ZIP 32404 stacks up against neighboring areas by median home value and income.
Source: U.S. Census Bureau ACS 5-year estimates · Data as of Sep 2026
Population
43,338
Median household income
$71,101
Median home value
$285,315
Median age
39
Households
16,486
Owner occupied
72.5%
Renter occupied
27.5%
Typical year built
1996
High school
33.0%
Associate degree
11.9%
Bachelor's degree
14.7%
Graduate degree
6.7%
Homes sold (12 mo.)
980
Median sale price
$279,900
Median $/sq ft
$165/sq ft
CALLAWAY ELEMENTARY SCHOOL
Elementary · 2.9 mi
PARKER ELEMENTARY SCHOOL
Elementary · 4.8 mi
Current MLS market statistics for active listings in this area.
| Active listings | 48 |
|---|---|
| New listings last 30 days | 14 |
| Median list price | $324,500 |
| Median price per sq ft | $168 |
| List price range | $233,600 - $527,200 |
| Median bedrooms | 4 |
| Median bathrooms | 2 |
| Median living area | 1,831 sq ft |