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Panama City · Bay County · FL
Population
18,394
Median household income
$49,901
Median home value
$207,000
Homeownership rate
58.9%
Housing tenure
Owner-occupied 58.9% · Renter-occupied 41.1%
58.9% own
Benchmarks use Census ACS data across 12 ZIP codes in Bay County.
Median home value
35% below the county averageMedian household income
34% below the county averageHomeownership rate
10% below the county averageSee how ZIP 32401 stacks up against neighboring areas by median home value and income.
Source: U.S. Census Bureau ACS 5-year estimates · Data as of Sep 2026
Population
19,740
Median household income
$49,916
Median home value
$274,987
Median age
42
Households
8,463
Owner occupied
60.9%
Renter occupied
39.1%
Typical year built
1985
High school
36.8%
Associate degree
9.1%
Bachelor's degree
12.4%
Graduate degree
6.5%
Homes sold (12 mo.)
438
Median sale price
$195,000
Median $/sq ft
$158/sq ft
NORTHSIDE ELEMENTARY SCHOOL
Elementary · 1.0 mi
CENTRAL HIGH SCHOOL
High · 1.4 mi
BAY VIRTUAL INSTRUCTION PROGRAM (DISTRICT PROVIDED)
High · 1.5 mi
NEW HORIZONS LEARNING CENTER
High · 1.5 mi
BAY HIGH SCHOOL
High · 1.5 mi
Current MLS market statistics for active listings in this area.
| Active listings | 33 |
|---|---|
| New listings last 30 days | 9 |
| Median list price | $250,000 |
| Median price per sq ft | $220 |
| List price range | $152,000 - $1,499,400 |
| Median bedrooms | 3 |
| Median bathrooms | 2 |
| Median living area | 1,398 sq ft |