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96023 COTTAGE Court #1202, Fernandina Beach, FL - photo 1

$280,000

96023 COTTAGE Court #1202

Fernandina Beach, FL 32034

Estimated payment $2,375/month

includes HOA $384/mo · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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3Beds
3Baths
1,477Sq Ft
$190Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

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(813) 602-0498

Highlights

HOA $384/mo
Garage
Built in 2008

About This Home

Enjoy low-maintenance living in The Cottages at Stoney Creek, a gated community offering comfort, convenience, and flexibility. This 3-Bedroom, 2.5-Bath home features a functional layout with a Half Bath on the main level and all of the Bedrooms upstairs for added privacy. The Building has new Roof in 2025. Recent updates include a new HVAC System in 2025 and new LVP flooring downstairs providing a strong foundation for the next owner. This home is move-in ready while also offering a blank canvas for buyers who want to add their own style and updates over time. Residents enjoy access to a gated entrance, private neighborhood setting, and community pool, all with a low HOA fee -- making everyday living simple and manageable. Ideally located just a short drive from Amelia Island, the beaches, dining, shopping, and historic downtown Fernandina Beach, this home offers both convenience and coastal accessibility.

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:3
  • •Bathrooms:3
  • •Full bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:1,477 sqft
  • •Total interior livable area:1,477 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:N/A

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Condominium
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:2008

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Price history

DateEventPrice
2026-04-26T00:00:00.000ZListed for sale$280,000$190/sqft

Listing Agent

WHITNEY STARLING

BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Brokerage Phone: 904-388-5005

Source: Real MLS · MLS #2142037

Data Powered by Home Junction, Inc.