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940 Highway 98 UNIT 16, Destin, FL - photo 1

$495,000

940 Highway 98 UNIT 16

Destin, FL 32541

Estimated payment $3,078/month

HOA not listed, not included · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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3Beds
3Baths
1,289Sq Ft
$384Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

Built in 1974

About This Home

Welcome to South Bay by the Gulf. Please consider this beautifully maintained condo in the South Bay by the Gulf community in the heart of Destin, Florida. This 1,289 square foot, 3-bedroom, 2.5-bath unit offers an ideal opportunity as a full-time or second home, or short-term vacation rental. Positioned on 14 acres, this family-friendly community of 109 townhomes stretches from Highway 98 to the Gulf of Mexico, enjoying 300 feet of private, deep white sand beach along a low-density shoreline. The unit features an open living and dining floor plan with a sleeper sofa, a fully equipped kitchen, a private landscaped patio, an in-unit washer and dryer, and a functional bedroom layout including a primary suite with private bath, two guest bedrooms, a shared full bath, and a downstairs half-bath. Community amenities include two swimming pools (one seasonally heated), private beach access, a 5-acre freshwater lake stocked with turtles and ducks, a kiddie pool, grilling areas, tennis and pickleball courts, shuffleboard, and beachside volleyball. Conveniently located to Big Kahuna's Water & Adventure Park and just minutes from popular Destin dining and entertainment such as McGuire's Irish Pub, AJ's Seafood & Oyster Bar, and Margaritaville, this property combines coastal lifestyle appeal with strong rental and investment potential.

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:3
  • •Bathrooms:3 (2 full, 1 half)
  • •Full bathrooms:2
  • •Half bathrooms:1

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:1,289 sqft
  • •Total interior livable area:1,289 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:N/A

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Condominium
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:1974

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Price history

DateEventPrice
2026-08-14T00:00:00.000ZListed for sale$495,000$384/sqft

Listing Agent

Christopher L Wooten

Taylor Allen Properties LLC

Brokerage Phone: 850-259-2894

Source: Emerald Coast MLS · MLS #994642

Data Powered by Home Junction, Inc.

Nearby

Schools

DESTIN ELEMENTARY SCHOOL

Elementary · 1.2 mi

DESTIN HIGH SCHOOL

High · 2.1 mi

Supermarkets

Winn-Dixie

0.1 mi

Publix

0.5 mi

Destin's Main Street Market

0.5 mi

Dining

Island Wings Grill And Bar

0.1 mi

Que Pasa

0.1 mi

mimos

0.2 mi

Parks

Kell Aire Nature Walk

0.7 mi

Dewey Destin Park

0.7 mi

Kell Aire Park

1.0 mi

Beaches

Destin Harbor Beach

1.9 mi

Henderson Beach State Park

2.3 mi

Eglin Beach Park

2.9 mi

Nearby amenity locations include data © OpenStreetMap contributors.