Hometrino is now on iOS & Android — download the app for the best experience.

App StoreGoogle Play
862 Cardinal, Key Largo, FL - photo 1

$1,999,000

862 Cardinal

Key Largo, FL 33037

Estimated payment $10,683/month

no HOA · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

Get Pre-Qualified
4Beds
4Baths
—Sq Ft
—Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

No HOA
Private Pool
Built in 2025

About This Home

OWNER FINANCING AVAILABLE -- 30% DOWN Brand-New Oceanside Waterfront Home with Pool & Dock in Key Largo Discover a beautifully crafted new construction home designed for effortless waterfront living in Key Largo. Situated directly on the ocean side, this impressive 4-bedroom, 4-bath custom residence pairs contemporary finishes with an exceptional outdoor setup made for boating, entertaining, and enjoying the Florida Keys lifestyle. Your Private Outdoor Retreat: The backyard is designed to be enjoyed year-round, centered around a heated and chilled saltwater pool featuring: 5'-6'' depth, Massage jets, Beach shelf with umbrella holder, Five LED pool lights' and a Safety net. Just beyond the pool, a substantial 15' x 40' private dock provides an ideal launch point for days on the water. The dock includes durable polyurethane synthetic decking, a power pedestal with LED lighting, water hookup, and both 30-amp and 120V electrical receptacles. Outdoor Entertaining, Elevated: The covered entertaining area makes outdoor gatherings easy and comfortable. The built-in outdoor kitchen is equipped with an outdoor-rated refrigerator/freezer, 32'' BULL BBQ, and sink, creating the perfect setting for everything from casual lunches to sunset dinners after a day on the boat. Contemporary Interior with Premium Appointments: Inside, the home continues the modern coastal aesthetic with carefully selected finishes and high-end features. Chef-inspired kitchen includes a 42'' GE Monogram counter-depth refrigerator, GE appliances, 36'' stovetop, tower oven/microwave combination, and wine cooler. Four beautifully appointed bathrooms feature smart electric toilets, rain and handheld shower systems, body jets, and frameless barn-style glass shower doors. Architectural details include soaring ceilings, 8' custom interior doors with smoked-glass inlays, and contemporary tile flooring throughout. Everyday convenience comes from dual inline water heaters and two Bosch stackable washer/drye Additional Property Features: Standing-seam 16" panel metal roof, Brick driveway with solar lighting, Spacious covered outdoor living area, Quick access to the Atlantic, Brand-new construction and Move-in ready Whether you're envisioning a private Keys getaway, a full-time waterfront residence, or a place where boating and outdoor living are part of everyday life, this newly completed Key Largo home offers an exceptional combination of modern design, private dockage and access to the Florida Keys lifestyle. Owner financing available with 30% down.

Map

Loading map...

Curious what you can afford?

Get pre-qualified with us in as little as 5 minutes.

Pre-Qualify

Tour with a local agent

Facts & features

Bedrooms & bathrooms

  • •Bedrooms:4
  • •Bathrooms:4
  • •Full bathrooms:4
  • •Half bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:0 sqft
  • •Total interior livable area:0 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:N/A

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:2025

Payment calculator

Loading payment calculator…

Contact agent

Price history

DateEventPrice
2026-10-03T00:00:00.000ZListed for sale$1,999,000$0/sqft

Listing Agent

Joy C Martin

American Caribbean Real Estate

Brokerage Phone: 305-451-4078

Source: Beaches MLS · MLS #A12100959

Data Powered by Home Junction, Inc.

Nearby

Schools

OCEAN STUDIES CHARTER

Elementary · 1.9 mi

KEY LARGO SCHOOL

Elementary · 2.6 mi

Supermarkets

Meat Shop

0.7 mi

Publix

0.9 mi

Island Wholesale Meats

1.0 mi

Dining

The Fish House Encore

0.3 mi

La Guajira Cafeteria

0.4 mi

Dani And Mike's 102

0.6 mi

Parks

Peace Park

0.5 mi

Friendship Park

1.1 mi

John Pennekamp Coral Reef State Park

1.5 mi

Beaches

Cannon Beach

0.5 mi

Far Beach

0.6 mi

South Beach

0.6 mi

Nearby amenity locations include data © OpenStreetMap contributors.