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820 12th St, Key Colony, FL - photo 1
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820 12th St, Key Colony, FL - photo 2
820 12th St, Key Colony, FL - photo 3
820 12th St, Key Colony, FL - photo 4
820 12th St, Key Colony, FL - photo 5
+52

$3,395,000

6 beds4 baths3,333 sqft|618280 MLS#

820 12th St, Key Colony, FL 33051

Est.$20,370/moGet pre-qualified

Single Family Residence

Residential

Built in

1993

Lot size

8,276 sqft

Price/sqft

$1019

HOA

None

Listed by: Ea Ruth 910-409-0120, Loffreno Real Estate 239-463-2999

Source:Florida Keys MLS (FLKMLS)|MLS #618280

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Preferred Brokerage Partner

Kinsfolk Realty

Kinsfolk Signature Realty

What's special

Luxurious waterfront home offering sweeping views of Shelter Bay and 75 feet of deep-water (5 ft) dockage with direct ocean or Gulf access via Vaca Cut, just minutes to open water, a true boater's delight. Custom built by D'Asign Source, this six-bedroom 3.5-bath residence spans over 3,300 square feet and comes fully furnished (with select seller exclusions), making it ideal as a turnkey vacation rental (7 day minimum), second home, or primary residence. Designed in classic South Florida style, the home features soaring ceilings, an open and airy floorplan, abundant natural light, and whitewashed terracotta tile that adds warmth and timeless island character. The spacious kitchen includes granite countertops, stainless steel appliances with a Bosch convection cooktop, and a center island, perfectly suited for entertaining. A flexible sixth bedroom functions beautifully as an office on the second level, part of a private primary retreat that occupies the entire upper floor. Outdoor living is a highlight, with an east-facing backyard, a resort-style pool (resurfaced in 2021) and hot tub, outdoor kitchen, convenient poolside bathroom connects directly to one of the bedrooms (ideal for guest comfort and rental functionality), and lush, easy-care Xeriscaping, perfect for relaxed island evenings. Boaters will also appreciate the step-down dock and concrete seawall rebuilt in 2024, providing unobstructed water access. Additional features consist of a low maintenance brick paver driveway and 2 car garage (new door in 2025). Key Colony Beach is a planned island community known for its mobility, quiet streets, and dedicated city services. Residents enjoy public beaches, a par-3 golf course, marina, tennis and pickleball courts, scenic trails and biking paths. An exceptional opportunity for investors, water lovers, and those seeking a light-filled waterfront home where every detail supports both lifestyle and long-term value.

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Facts & features

Bedrooms & bathrooms

  • Bedrooms:6
  • Bathrooms:4
  • Full bathrooms:0

Heating

  • Has Heating:Yes

Interior area

  • Total structure area:3,333 sqft
  • Total interior livable area:3,333 sqft

Parking

  • Parking features:N/A
  • Garage spaces:0
  • Has attached garage:No

Lot

  • Size:8,276 sqft

Details

  • Parcel number:N/A

Type & style

  • Home type:Single Family Residence
  • Property subtype:Residential

Materials

  • • N/A

Condition

  • Year built:1993

Contact agent

Price history

DateEventPrice
9/14/2026Listed for sale$3,395,000$1019/sqft

Data Powered by Home Junction, Inc.