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526 20TH AVENUE, INDIAN ROCKS BEACH, FL - photo 1

$1,279,000

526 20TH AVENUE

INDIAN ROCKS BEACH, FL 33785

Estimated payment $7,674/month

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2Beds
2Baths
1,107Sq Ft
$1155Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

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Highlights

No HOA
Garage
Built in 1960
5,998 sqft Lot

About This Home

Virtually Staged. Experience the pinnacle of waterfront living at 526 20th Ave, a rare Intracoastal gem tucked away at the quiet end of a cul-de-sac in one of Indian Rocks Beach’s most desirable enclaves. This property offers a unique “choose your own adventure” opportunity: move into the beautifully updated bungalow and enjoy the views immediately, or execute tentatively approved plans to nearly double your living space. Indian Rocks Beach offers the perfect blend of relaxed “Old Florida” charm and upscale coastal living. Just a short stroll from your front door are the pristine white sands of the Gulf of Mexico, breathtaking sunsets, eclectic boutiques, and award-winning local dining. Enjoy a walkable lifestyle in a close-knit beach community known for its laid-back atmosphere and strong vacation appeal. Unlike narrow finger canals, this property sits directly on the open Intracoastal Waterway with expansive north and south water views. Enjoy direct Gulf access from your backyard, ideal for sunset cruises or deep-sea fishing. A private 10,000-lb boat lift keeps your vessel secure and ready at a moment’s notice. Watch dolphins and manatees from your backyard or relax in the hot tub while enjoying the annual holiday boat parade and local regattas. Nearly every room in the home captures magnificent unobstructed water views. The single-level interior has been meticulously updated for effortless, low-maintenance living. The gourmet kitchen features a 9-foot quartz island, soft-close cabinetry, and a new 8-foot impact-resistant picture window. Premium JennAir induction cooktop and dishwasher are complemented by an LG refrigerator and microwave. Every bathroom has been completely remodeled with sophisticated finishes and contemporary vanities. Durable luxury vinyl plank flooring throughout provides true “no-stairs, no-stress” living. Step outside to a newly paved waterfront deck and adjustable louvered pergola designed for the perfect balance of sun and shade. Hurricane-impact windows throughout provide peace of mind, energy efficiency, and storm protection. This property also offers exceptional flexibility and investment potential. The city has tentatively approved plans for an attached ADU expansion adding nearly 1,700 additional square feet plus a two-car garage without removing the existing structure. Preliminary floor plans and elevations are included in the photos. With designer upgrades, a private boat lift, and a premier waterfront location, this home is ideally suited as a luxury primary residence, vacation retreat, or high-performing short-term rental opportunity. No HOA fees, favorable Pinellas County taxes, and a peaceful setting surrounded by multi-million-dollar homes complete this extraordinary waterfront offering.

Listing Agent

Robert Mitchell II

LPT REALTY, LLC

Brokerage Phone: 877-366-2213

Source: Stellar MLS · MLS #TB8510307

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Facts & features

Bedrooms & bathrooms

  • Bedrooms:2
  • Bathrooms:2
  • Full bathrooms:0

Heating

  • Has Heating:Yes

Interior area

  • Total structure area:1,107 sqft
  • Total interior livable area:1,107 sqft

Parking

  • Parking features:N/A
  • Garage spaces:0
  • Has attached garage:No

Lot

  • Size:5,998 sqft

Details

  • Parcel number:N/A

Type & style

  • Home type:Single Family Residence
  • Property subtype:Residential

Materials

  • • N/A

Condition

  • Year built:1960

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Price history

DateEventPrice
2026-05-20T00:00:00.000ZListed for sale$1,279,000$1155/sqft

Data Powered by Home Junction, Inc.

Nearby

Schools

JERSEY COLLEGE

0.8 mi

ANONA ELEMENTARY SCHOOL

Elementary · 1.1 mi

ST PETERSBURG COLLEGE - VET TECHNOLOGY

1.9 mi

Supermarkets

Publix

1.2 mi

Walmart Neighborhood Market

1.3 mi

London Pride

1.4 mi

Dining

Steak N Shake

0.2 mi

Stephanos Italian Rest

0.5 mi

Sunshine Joes

0.6 mi

Parks

Kolb Park

0.6 mi

Indian Rocks Beach Nature Preserve

0.7 mi

12th Avenue Park

0.8 mi

Beaches

Belleair Beach

2.3 mi

Clearwater Beach

5.9 mi

Hubbard's Beach

8.7 mi

Nearby amenity locations include data © OpenStreetMap contributors.