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523 S 13TH Terrace, Fernandina Beach, FL - photo 1
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523 S 13TH Terrace, Fernandina Beach, FL - photo 2
523 S 13TH Terrace, Fernandina Beach, FL - photo 3
523 S 13TH Terrace, Fernandina Beach, FL - photo 4
523 S 13TH Terrace, Fernandina Beach, FL - photo 5
+53

$544,900

3 beds3 baths1,448 sqft|2154960 MLS#

523 S 13TH Terrace, Fernandina Beach, FL 32034

Est.$3,269/moGet pre-qualified

Single Family Residence

Residential

Built in

2023

Lot size

2,614 sqft

Price/sqft

$376

HOA

None

Listed by: ANGELA R HEITZER 678-895-9586, SUMMER HOUSE REALTY 904-557-3020

Source:Real MLS (NEFMLS)|MLS #2154960

Get price drop alert on this property the moment it happen

Preferred Brokerage Partner

Kinsfolk Realty

Kinsfolk Signature Realty

What's special

Downtown Fernandina Beach is more than a destination--it's a lifestyle. At 523 S. 13th Terrace, you're just minutes from Centre Street's restaurants, boutiques, waterfront sunsets, and the everyday charm that makes Amelia Island so special. Built in 2023, this thoughtfully designed home offers the perfect blend of modern construction and coastal convenience. Soaring ceilings create an open, airy feel, while the chef-inspired kitchen features quartz countertops, stainless steel appliances, and a generous island that naturally becomes the gathering place for family and friends. Upstairs, spacious bedrooms provide comfort and privacy, including a serene primary suite designed for relaxation at the end of the day. With all major systems new in 2023, you'll enjoy the peace of mind and low-maintenance lifestyle today's buyers are seeking. Step outside to a raised patio and fenced backyard, creating the perfect space for morning coffee, weekend cookouts, or quiet evenings under the stars. A one-car garage and manageable lot size make everyday living simple and efficient. Perfectly positioned between downtown Fernandina Beach and Main Beach, this location makes it easy to embrace the Amelia Island lifestyle. Hop on your bike, take a golf cart ride to Centre Street for dinner, or spend the afternoon with your toes in the sand. Few locations offer this level of convenience to both the beach and downtown. Move-in ready and beautifully maintained, this home offers a rare opportunity to enjoy newer construction in one of Fernandina Beach's most desirable in-town locations. Love Where You Live.

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Facts & features

Bedrooms & bathrooms

  • Bedrooms:3
  • Bathrooms:3
  • Full bathrooms:0

Heating

  • Has Heating:Yes

Interior area

  • Total structure area:1,448 sqft
  • Total interior livable area:1,448 sqft

Parking

  • Parking features:N/A
  • Garage spaces:0
  • Has attached garage:No

Lot

  • Size:2,614 sqft

Details

  • Parcel number:N/A

Type & style

  • Home type:Single Family Residence
  • Property subtype:Residential

Materials

  • • N/A

Condition

  • Year built:2023

Contact agent

Price history

DateEventPrice
2026-07-11T00:00:00.000ZListed for sale$544,900$376/sqft

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