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5 S 3RD Street #B, Fernandina Beach, FL - photo 1

$900,000

5 S 3RD Street #B

Fernandina Beach, FL 32034

Estimated payment $7,950/month

includes HOA $2,824/mo · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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3Beds
2Baths
1,511Sq Ft
$596Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

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(813) 602-0498

Highlights

HOA $2,824/mo
Built in 1900

About This Home

Located in the historic City Mart Building in downtown Fernandina Beach, this 1500 sqft space is one of few properties offering this flexibility. Zoned C-3, allowing residential, retail, office, or mixed-use, the possibilities here are incredible! Accessed from a breezeway on S 3rd St, double glass doors open to a spacious room well-suited for a retail shop, gallery, or living area. A large room with custom built-ins is ideal as an executive office, bedroom, or space to browse in a boutique setting. The ground level also includes a kitchenette, half bath, and storage. The upper level provides access to a shared balcony and includes a large flex area as well as three private rooms, a large second kitchenette and additional half bath. The City Mart building is one of Fernandina's most recognizable landmarks, fronting Centre Street, and home to Fantastic Fudge and professional offices. The 3rd St. location offers visibility and foot traffic if desired for retail, while the breezeway entrance creates a more tucked-away, private feel. The layout naturally supports retail or gallery space below with residential or studio space above. Imagine a boutique, yoga or art studio, live/work arrangement, or monthly furnished rental. The historic district has stood the test of time as a walkable, working downtown and year-round hub for dining, curated boutiques, and beloved community events. That authenticity is a defining feature of the island's enduring appeal. A zoning confirmation letter outlining permitted uses for C-3 zoning is on file; buyer shall seek permits for renovations or change of use, if required. Seize this opportunity to establish your presence in the heart of Amelia Island's vibrant historic district!

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:3
  • •Bathrooms:2 (0 full, 2 half)
  • •Full bathrooms:0
  • •Half bathrooms:2

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:1,511 sqft
  • •Total interior livable area:1,511 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:N/A

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Condominium
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:1900

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Price history

DateEventPrice
2026-06-30T00:00:00.000ZListed for sale$900,000$596/sqft

Listing Agent

SARA TERRY

BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Brokerage Phone: 904-261-9311

Source: Real MLS · MLS #2153066

Data Powered by Home Junction, Inc.