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478 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL - photo 1

$2,900,000

478 HARBOR DRIVE N

INDIAN ROCKS BEACH, FL 33785

Estimated payment $15,239/month

no HOA · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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4Beds
5Baths
3,319Sq Ft
$874Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

No HOA
Private Pool
Garage
Built in 1968
9,640 sqft Lot

About This Home

Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area’s most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath—your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water. Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property.

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:4
  • •Bathrooms:5 (4 full, 1 half)
  • •Full bathrooms:4
  • •Half bathrooms:1

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:3,319 sqft
  • •Total interior livable area:3,319 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:9,640 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:1968

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Price history

DateEventPrice
2026-03-10T00:00:00.000ZListed for sale$2,900,000$874/sqft

Listing Agent

Evan Pedone

ENGEL & VOLKERS MADEIRA BEACH

Brokerage Phone: 727-394-7365

Source: Stellar MLS · MLS #TB8484658

Data Powered by Home Junction, Inc.

Nearby

Schools

JERSEY COLLEGE

1.1 mi

ANONA ELEMENTARY SCHOOL

Elementary · 1.7 mi

ST PETERSBURG COLLEGE - VET TECHNOLOGY

2.2 mi

Supermarkets

Go Epic Health

1.2 mi

Richard's Foodporium

1.3 mi

Total Fitness Rocks

1.4 mi

Dining

Stephanos Italian Rest

0.1 mi

Renzo’s Gourmet St. Pete

0.5 mi

Steak N Shake

0.6 mi

Parks

Brown Park

0.4 mi

Bayside Park

0.6 mi

Harbor Bluffs Park

0.8 mi

Beaches

Belleair Beach

1.6 mi

Clearwater Beach

5.3 mi

Hubbard's Beach

9.2 mi

Nearby amenity locations include data © OpenStreetMap contributors.