Hometrino is now on iOS & Android — download the app for the best experience.

App StoreGoogle Play
41520 CHARM LAKE DRIVE, UMATILLA, FL - photo 1

$950,000

41520 CHARM LAKE DRIVE

UMATILLA, FL 32784

Estimated payment $5,379/month

no HOA · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

Get Pre-Qualified
5Beds
4Baths
4,936Sq Ft
$192Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

No HOA
Fireplace
Garage
Built in 1979
779,208 sqft Lot

About This Home

Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.

Map

Loading map...

Curious what you can afford?

Get pre-qualified with us in as little as 5 minutes.

Pre-Qualify

Tour with a local agent

Facts & features

Bedrooms & bathrooms

  • •Bedrooms:5
  • •Bathrooms:4
  • •Full bathrooms:4
  • •Half bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:4,936 sqft
  • •Total interior livable area:4,936 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:779,208 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:1979

Payment calculator

Loading payment calculator…

Contact agent

Price history

DateEventPrice
2026-10-16T00:00:00.000ZListed for sale$950,000$192/sqft

Listing Agent

Tyler Gibson LLC

LPT REALTY, LLC

Brokerage Phone: 877-366-2213

Source: Stellar MLS · MLS #O6449945

Data Powered by Home Junction, Inc.