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4020 CARTERET DRIVE, WINTER HAVEN, FL - photo 1

$405,900

4020 CARTERET DRIVE

WINTER HAVEN, FL 33884

Estimated payment $3,111/month

includes HOA $484/mo · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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4Beds
3Baths
2,282Sq Ft
$178Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

HOA $484/mo
Garage
Built in 2015
7,998 sqft Lot

About This Home

Seller is willing to offer funds towards Buyer's Closing Costs. Welcome to 4020 Carteret Dr in Winter Haven, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community with a 3-car garage offering comfort, convenience, and low-maintenance living in the heart of Central Florida. This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy. Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven’s renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida’s outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use. One of the standout features of this home is the maintenance-free lifestyle. The HOA covers Cable, Internet, Exterior Home Maintenance including landscaping, mulch, and exterior painting, and More, allowing homeowners to enjoy their property without the typical upkeep responsibilities. Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient. If you’re searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County’s most established lake communities. Schedule a showing today!

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:4
  • •Bathrooms:3
  • •Full bathrooms:3
  • •Half bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:2,282 sqft
  • •Total interior livable area:2,282 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:7,998 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:2015

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Price history

DateEventPrice
2026-03-10T00:00:00.000ZListed for sale$405,900$178/sqft

Listing Agent

Sofia Lovinsky

KELLER WILLIAMS ADVANTAGE III

Brokerage Phone: 407-207-0825

Source: Stellar MLS · MLS #O6389154

Data Powered by Home Junction, Inc.

Nearby

Schools

CHAIN OF LAKES ELEMENTARY SCHOOL

Elementary · 1.0 mi

GARDEN GROVE ELEMENTARY SCHOOL

Elementary · 1.7 mi

Supermarkets

Walmart Supercenter

1.3 mi

Walmart Grocery Pickup & Delivery

1.4 mi

Publix

1.9 mi

Dining

Principe's Pizzaria

0.4 mi

T.Bones Lunch Counter

0.7 mi

Bella's Ball Fetching Zone

0.7 mi