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38611 FERM CIRCLE, ZEPHYRHILLS, FL - photo 1

$265,000

38611 FERM CIRCLE

ZEPHYRHILLS, FL 33540

Estimated payment $1,915/month

no HOA · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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2Beds
2Baths
1,115Sq Ft
$238Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

No HOA
Garage
Built in 1985
11,235 sqft Lot

About This Home

***ELIGIBLE FOR 100% USDA FINANCING*** Looking for an AFFORDABLE place to call home with room to spread out and the freedom to make it your own? Welcome to FERM CIRCLE, tucked away in a sidewalk lined traditional neighborhood with NO THROUGH TRAFFIC and conveniently close to major shopping centers, restaurants, and medical offices. This well-maintained, solid concrete block home offers a NEWER ROOF (2019), and a spacious TWO-CAR GARAGE. The practical SPLIT-BEDROOM layout features an UPDATED KITCHEN with SOLID WOOD CABINETS and a huge primary suite with a surprising amount of flex space that could host your home office or exercise equipment. Step outside to discover a spacious QUARTER ACRE LOT with a FENCED BACK YARD and SCREENED PATIO; perfect for relaxing outdoors, gardening, entertaining, or simply enjoying your own private space. Enjoy the everyday freedom of NO HOA OR CDD. You’re welcome to park your RV or boat here and bring the pets with you too! The utilities at the home include HIGH SPEED INTERNET public water, and PRIVATE SEPTIC which helps keep monthly costs down. Beyond your front door, discover why Zephyrhills continues to attract those seeking small-town charm with modern conveniences. This growing community takes pride in its welcoming atmosphere, with public gathering spaces like Zephyr Park, Hercules Park, and Depot Park. The historic downtown is a lively, walkable district featuring local parades, pop-up markets, and seasonal celebrations. Located within the A-rated Pasco County School District, this home puts you in a DESIRABLE LOCATION where everyday errands are convenient and community connections are easy to find. Whether you're buying your first home, downsizing, or simply looking for an AFFORDABLE opportunity to enjoy the Zephyrhills lifestyle, this home offers a wonderful place to put down roots and make it your own. Call today to schedule your personal tour!

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:2
  • •Bathrooms:2
  • •Full bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:1,115 sqft
  • •Total interior livable area:1,115 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:11,235 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:1985

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Price history

DateEventPrice
2026-10-16T00:00:00.000ZListed for sale$265,000$238/sqft

Listing Agent

Kim Barker

VITIS REALTY

Brokerage Phone: 352-437-5673

Source: Stellar MLS · MLS #TB8556646

Data Powered by Home Junction, Inc.

Nearby

Schools

ZEPHYRHILLS HIGH SCHOOL

High · 1.8 mi

WOODLAND ELEMENTARY SCHOOL

Elementary · 1.8 mi

RAYMOND B. STEWART MIDDLE SCHOOL

High · 2.4 mi

Supermarkets

Publix

0.5 mi

Walmart Supercenter

0.9 mi

Walmart Grocery Pickup

0.9 mi

Dining

Chinese Place In Zephyrhills

0.4 mi

Cassie's Cookies

0.4 mi

Whataburger

0.7 mi

Parks

Hospital Park

1.1 mi

Nearby amenity locations include data © OpenStreetMap contributors.