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3608 Rita LN, ST. JAMES CITY, FL - photo 1

$559,900

3608 Rita LN

ST. JAMES CITY, FL 33956

Estimated payment $3,406/month

HOA not listed, not included · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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2Beds
2Baths
1,194Sq Ft
$469Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

Garage
Built in 1974
7,841 sqft Lot

About This Home

THE BOATER'S WATERFRONT HOME with the following HIGHLIGHTED FEATURES DIRECT GULF ACCESS • NO BRIDGES • BOAT LIFT • PERMITTED BOATHOUSE/SHED Block Construction Metal Roof Trex Dock Garage No HOA Experience the best of island waterfront living at 3608 Rita Lane—offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home sits in one of St. James City’s most desirable boating neighborhoods and blends classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric—creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, the backyard has room to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout for durability and authentic Florida charm. Recent improvements include a new air conditioner and water heater, so you can move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features set this property apart, including a one-car garage with excellent storage for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup—ideal for guests, extra flexibility, or recreational use. Best of all—NO HOA, so you can store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about.

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:2
  • •Bathrooms:2
  • •Full bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:1,194 sqft
  • •Total interior livable area:1,194 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:7,841 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:1974

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Price history

DateEventPrice
2026-06-12T00:00:00.000ZListed for sale$559,900$469/sqft

Listing Agent

Staci Stevens

Castaways Island Realty LLC

Brokerage Phone: 239-282-0770

Source: NABOR Naples · MLS #2026025325

Data Powered by Home Junction, Inc.

Nearby

Dining

The Waterfront Restaurant & Marina

0.1 mi

Blondies

0.3 mi

Jug Creek Seafood

0.4 mi

Parks

Sister Keys Preserve

1.6 mi

Galt Preserve

1.8 mi

Big Sister Key Preserve

1.9 mi

Beaches

Bowmans Beach

4.7 mi

Sanibel Lighthouse Beach

5.1 mi

Captiva Beach

7.0 mi

Nearby amenity locations include data © OpenStreetMap contributors.