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3491 Scenic Highway 98, Destin, FL - photo 1

$4,495,000

3491 Scenic Highway 98

Destin, FL 32541

Estimated payment $23,304/month

HOA not listed, not included · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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9Beds
10Baths
6,008Sq Ft
$748Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

Built in 2005
10,890 sqft Lot

About This Home

This extraordinary nine-bedroom estate offers a rare blend of architectural presence and resort-style amenities with commanding views of the Gulf and a serene coastal lake. Positioned directly across from a sprawling beach access, the home captures sweeping vistas of sugar-white sand and emerald waters from multiple levels, while the rear elevation opens to a tranquil tropical lake backdrop creating a truly unique experience. Extensively renovated and professionally designed, the residence spans approximately 6,000 square feet combining lasting quality with refined coastal style. Designed for both luxury living and exceptional rental performance, the home comfortably accommodates large groups with seven private suites and two expansive bunk rooms thoughtfully integrated into a highly functional floor plan. The first level is tailored for entertaining and guest privacy, featuring two king suites, two oversized bunk rooms with custom queen-over-queen accommodations, a shared bath, laundry area, and a secondary living space with wet bar that opens seamlessly to the pool deck. Outdoors, a resort-style heated pool anchors the experience, complemented by a covered summer kitchen, bar seating, and ample lounge space overlooking the lake ideal for gathering after a day at the beach. The second level serves as the heart of the home, where an expansive open-concept living, dining, and kitchen area is framed by panoramic Gulf views and extends onto a generous covered balcony. The chef's kitchen is equipped with premium appliances, custom cabinetry, a large center island, and walk-in pantry, designed to accommodate both everyday living and large-scale entertaining. Two additional guest suites with private baths complete this floor, along with convenient access to the outdoor living areas below. The top level features three well-appointed bedrooms, including dual primary suites with private balconies, spa-inspired bathrooms, and elevated Gulf views. A third king suite and additional laundry complete the level, offering comfort and privacy for owners and guests alike. A commercial-grade elevator services all floors, ensuring effortless accessibility throughout. Additional highlights include multiple indoor and outdoor living areas, surround sound, ample parking for up to eight vehicles including a two-car garage, and strong income-producing potential in a highly sought-after coastal corridor. With its commanding presence, thoughtful design, and unparalleled proximity to the beach, this exceptional property represents a rare opportunity to own a true legacy home along Scenic Highway 98.

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:9
  • •Bathrooms:10 (9 full, 1 half)
  • •Full bathrooms:9
  • •Half bathrooms:1

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:6,008 sqft
  • •Total interior livable area:6,008 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:10,890 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Detached Single Family
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:2005

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Price history

DateEventPrice
2026-04-24T00:00:00.000ZListed for sale$4,495,000$748/sqft

Listing Agent

Joiner Group

Scenic Sotheby's International Realty

Brokerage Phone: 850-231-6052

Source: Emerald Coast MLS · MLS #1001394

Data Powered by Home Junction, Inc.

Nearby

Schools

DESTIN MIDDLE SCHOOL

High · 1.4 mi

DESTIN HIGH SCHOOL

High · 2.0 mi

Supermarkets

Whole Foods Market

0.8 mi

Publix

1.3 mi

The Fresh Market

1.6 mi

Dining

Crab Trap Destin

0.2 mi

Papa John's Pizza

0.4 mi

Kenny D's

0.4 mi

Parks

James Lee Park

0.2 mi

Destin Commons Playground and Fountains

1.0 mi

Henderson Beach State Park

1.9 mi

Beaches

Henderson Beach State Park

1.7 mi

Miramar Beach

4.0 mi

Destin Harbor Beach

5.9 mi

Nearby amenity locations include data © OpenStreetMap contributors.