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$449,000
LAND O LAKES, FL 34639
Estimated payment $2,845/month
no HOA · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr
Waterfront Under $450K | Lake Padgett Estates | Land O' Lakes Bring the ski boat, the fishing boat, and the jet ski! This updated 3-bed, 2-bath, 1,500 sq ft home with a 2-car garage sits on the shore of Lake Saxon in Lake Padgett Estates, with a private dock, canal access, and no backyard neighbors. It's the only waterfront home in the area currently offered under $450,000. The Home 3 bedrooms, 2 updated bathrooms, large 2-car garage Newer tile flooring throughout Roof is only 6 years old $6,000 water softening system Solar panels keep utilities under $75/month, even in summer 2-year-old dock Fruit trees: 3 mango trees and a Meyer lemon tree that bear fruit every year Not in a flood zone No HOA fees Financing Opportunity - Potential assumable FHA loan at approximately 4%, which could mean significant savings compared with current market rates. Assumption is subject to lender approval, buyer qualification, and FHA requirements. The Lifestyle Lake Padgett Estates gives you private access to 3 additional lakes, two of them ski lakes, with community boat ramps on all 4. Amenities include: 5 community parks and horse stables Tennis and pickleball courts Basketball court Children's playgrounds Covered picnic pavilions Waterfront living. Private dock. Ski lakes. No flood zone. No HOA. Solar-low utilities. Potential 4% assumable FHA loan. Opportunities like this don't last. Home is on a lockbox, so schedule your showing today!
Tour with a local agent
| Date | Event | Price |
|---|---|---|
| 2026-10-25T00:00:00.000Z | Listed for sale | $449,000$308/sqft |
Viral Doshi
AMETHYST PROPERTY ADVISORS LLC
Brokerage Phone: 954-842-8683
Source: Stellar MLS · MLS #TB8561275
Data Powered by Home Junction, Inc.
LAKE MYRTLE ELEMENTARY SCHOOL
Elementary · 1.0 mi
SANDERS MEMORIAL ELEMENTARY SCHOOL
Elementary · 2.1 mi
OAKSTEAD ELEMENTARY SCHOOL
Elementary · 2.2 mi
Natural Market
1.1 mi
Winn-dixie
1.1 mi
Mimino Food Market
1.2 mi
Kim And Jarens
0.3 mi
Paco's Pinchos
0.8 mi
Sam's Place
0.9 mi
Lake Saxon Park
0.1 mi
Lake Padgett Park
0.4 mi
Lake Joyce Park
0.4 mi
Sunset Beach
21.0 mi
Crystal Beach
21.4 mi
Howard Park Beach
21.8 mi
Nearby amenity locations include data © OpenStreetMap contributors.