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306 HARBOR DRIVE, INDIAN ROCKS BEACH, FL - photo 1

$3,700,000

306 HARBOR DRIVE

INDIAN ROCKS BEACH, FL 33785

Estimated payment $19,284/month

no HOA · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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5Beds
4Baths
4,571Sq Ft
$809Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

No HOA
Private Pool
Fireplace
Garage
Built in 2004
9,013 sqft Lot

About This Home

Direct Gulf access, deep water Intracoastal frontage, a 25,000 lb boat lift, and an assumable flood policy of just $1,800 per year—an exceptional combination rarely found in today's waterfront market. Positioned on the Intracoastal Waterway in the heart of Indian Rocks Beach, this custom-built waterfront estate offers over 4,500 square feet, 5 bedrooms, 4 baths, a private dock, saltwater pool, heated spa, elevator, and panoramic water views from nearly every main living space. Designed and built by its original builder-owner, the home was thoughtfully crafted for boating, entertaining, and everyday waterfront living. The oversized primary suite serves as a private retreat with a fireplace, private waterfront balcony, and spa-inspired bath. A chef's kitchen featuring custom wood cabinetry, granite countertops, a large island, walk-in pantry, and butler's pantry opens to spacious living and dining areas designed to capture stunning water views throughout the day. The lower-level social room creates the perfect transition to outdoor living, where the saltwater pool, heated spa, dock, and expansive waterfront setting invite endless days on the water and unforgettable sunset evenings. An added bonus is the home's eastern rear exposure, allowing the pool and outdoor living areas to enjoy morning sun while the house provides shade during the hottest part of the afternoon, helping keep the pool and entertaining spaces more comfortable throughout the summer months. A private elevator services all levels, while the rooftop terrace offers sweeping Intracoastal views. Additional features include a 5-car garage, optional climate-controlled gym, smart home technology, high ceilings, and no HOA. For boating enthusiasts, the location is exceptional. Reach the Gulf within minutes, enjoy deep water access, and keep your vessel protected on the 25,000 lb lift just steps from your back door. The home also performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are permitted, creating outstanding income potential in one of Tampa Bay's most desirable beach communities. Just a short walk to the sugar-sand beaches of the Gulf of Mexico, Brown Park, tennis courts, restaurants, and local favorites, this home offers the rare opportunity to enjoy true barrier island living. Wake up to dolphins in your backyard, spend the day boating, fishing, or at the beach, then enjoy waterfront sunsets from your pool, spa, or rooftop terrace. Despite feeling worlds away, you're only about 5 miles from Clearwater Beach, 20 miles from Downtown St. Petersburg, and approximately 25 miles from Tampa International Airport, providing convenient access to world-class dining, entertainment, professional sports, and international travel while enjoying one of Florida's most coveted coastal lifestyles. Call today for your private tour or to be sent the FULL video walkthrough.

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:5
  • •Bathrooms:4
  • •Full bathrooms:4
  • •Half bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:4,571 sqft
  • •Total interior livable area:4,571 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:9,013 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:2004

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Price history

DateEventPrice
2026-01-22T00:00:00.000ZListed for sale$3,700,000$809/sqft

Listing Agent

Kelly Ackley

KELLER WILLIAMS REALTY PORTFOLIO COLLECTION

Brokerage Phone: 727-489-0800

Source: Stellar MLS · MLS #TB8467679

Data Powered by Home Junction, Inc.

Nearby

Schools

JERSEY COLLEGE

1.4 mi

ANONA ELEMENTARY SCHOOL

Elementary · 1.8 mi

ST PETERSBURG COLLEGE - VET TECHNOLOGY

2.5 mi

Supermarkets

Go Epic Health

1.5 mi

Richard's Foodporium

1.6 mi

Albertsons

1.7 mi

Dining

Renzo’s Gourmet St. Pete

0.2 mi

Stephanos Italian Rest

0.4 mi

Ace's Patio

0.4 mi

Parks

Brown Park

0.1 mi

Bayside Park

0.5 mi

Kolb Park

0.8 mi

Beaches

Belleair Beach

1.6 mi

Clearwater Beach

5.3 mi

Hubbard's Beach

9.4 mi

Nearby amenity locations include data © OpenStreetMap contributors.