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2920 Harpoon LN, ST. JAMES CITY, FL - photo 1

$169,000

2920 Harpoon LN

ST. JAMES CITY, FL 33956

Estimated payment $1,455/month

includes HOA $25/mo · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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3Beds
0Baths
1,322Sq Ft
$128Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

HOA $25/mo
Built in 1988
4,748 sqft Lot

About This Home

*OPPORTUNITY KNOCKS!*Welcome to a boater’s paradise in St. James City! This prime waterfront property features an amazing location on intersecting canals with direct, unrestricted Gulf access and no bridges to slow you down. The deep-water setup comes complete with a concrete seawall (reinforced in April 2022) and a private dock equipped with a 10,000-lb boat lift (installed in 2022). Situated in a highly desirable neighborhood with NO 55+ age restrictions and an incredibly low HOA fee, this property represents a phenomenal redevelopment opportunity. It sustained significant damage from hurricanes. Whether you choose to repair the existing structure or LIKELY remove and replace it to BRING YOUR OWN perfect home, you are investing in an unmatchable island lifestyle. > Located on the pristine waters of Pine Island, in Cherry Estates you are minutes away from world-class tarpon fishing, exceptional kayaking through serene mangrove trails, and endless opportunities to spot local wildlife like manatees and dolphins right from your backyard. Off the water, enjoy championship golf courses just a short drive away, along with scenic island walking and biking trails. The property is being sold strictly AS-IS, with the home requiring repair or removal (pre-hurricane, the home featured a carport and an attached storage room). Bring your vision and your boat—your ultimate waterfront oasis awaits!

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:3
  • •Bathrooms:0
  • •Full bathrooms:0
  • •Half bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:1,322 sqft
  • •Total interior livable area:1,322 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:4,748 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Manufactured Home
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:1988

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Price history

DateEventPrice
2026-06-10T00:00:00.000ZListed for sale$169,000$128/sqft

Listing Agent

Sherry Ann Baum

Palm Paradise Realty Group

Brokerage Phone: 239-955-7256

Source: NABOR Naples · MLS #2026025792

Data Powered by Home Junction, Inc.

Nearby

Dining

Low Key Tiki

0.3 mi

Blondies

0.5 mi

St. James General Store

0.5 mi

Parks

Galt Preserve

1.0 mi

Beaches

Bowmans Beach

4.9 mi

Sanibel Lighthouse Beach

5.7 mi

Captiva Beach

6.5 mi

Nearby amenity locations include data © OpenStreetMap contributors.