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27416 Cayman Lane, Ramrod Key, FL - photo 1

$999,000

27416 Cayman Lane

Ramrod Key, FL 33042

Estimated payment $5,626/month

HOA not listed, not included · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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2Beds
2Baths
1,116Sq Ft
$895Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

Built in 1984
5,662 sqft Lot

About This Home

Your boat, your backyard, the Atlantic just beyond the canal. Welcome to Breezeswept Dockside Retreat, a turnkey waterfront home on Ramrod Key designed for those who want to make the most of the Florida Keys boating, fishing, and diving lifestyle.With no-bridge ocean and gulf access, this property puts the Lower Keys' renowned fishing grounds, Looe Key Reef, backcountry waters, sandbars, and nearby Picnic Island within reach. The 40' wide canal offers approximately 3' control depth, with a fuel stop and dive shop conveniently located at its north end.The waterfront setup is ready for your next adventure, featuring 60' of composite dockage (2022), a 14,000-lb boat lift, and a 6,000-lb boat lift (both 2022). Whether you're heading offshore to fish, exploring the reefs, or cruising the backcountry, your next day on the water starts right at home.Back on shore, relax in the private saltwater pool, entertain on the spacious deck, or unwind on the full-length covered verandah overlooking the canal. The open-concept living area connects indoor comfort with the outdoor setting, while tropical landscaping adds to the island feel.Offered fully furnished and turnkey, this home is ready for your personal Keys escape, full-time living, or vacation rental use.Features: Saltwater pool (2019); metal roof (2018); central A/C (2022); lower enclosure (2021); 28-day minimum rentals permitted; voluntary HOA. Wind/homeowners insurance under $7,000 annually, plus an assumable flood policy of $520.If your ideal Keys day starts with a boat ride and ends with a swim in your own pool, Breezeswept Dockside Retreat deserves a closer look.

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:2
  • •Bathrooms:2
  • •Full bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:1,116 sqft
  • •Total interior livable area:1,116 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:5,662 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:1984

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Price history

DateEventPrice
10/29/2026Listed for sale$999,000$895/sqft

Listing Agent

Melissa Gibbins

Expert Realty LLC (HQ)

Brokerage Phone: 305-587-7330

Source: Florida Keys MLS · MLS #621701

Data Powered by Home Junction, Inc.

Nearby

Dining

Looe Key Tiki Bar & Restaurant

0.7 mi

5 Brothers Two

0.8 mi

Island Coffee House

1.0 mi

Beaches

Long Beach

3.9 mi

Calusa Beach

7.9 mi

Loggerhead Beach

7.9 mi

Nearby amenity locations include data © OpenStreetMap contributors.