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27398 Saint Vincent Lane, Ramrod Key, FL - photo 1

$995,000

27398 Saint Vincent Lane

Ramrod Key, FL 33042

Estimated payment $5,606/month

HOA not listed, not included · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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2Beds
2Baths
1,008Sq Ft
$987Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

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(813) 602-0498

Highlights

Built in 1990
12,196 sqft Lot

About This Home

MOVE-IN-READY-FLORIDA KEYS WATERFRONT ON A 12,000 SF DOUBLE LOT FOR UNDER $1 MILLION! Meticulously maintained 2-bedroom, 2-bathroom home in desirable Breezeswept Beach Estates, featuring 60' of dockage, a 10,000 lb. boat lift, direct ocean/bay access & room for a pool! Situated on a 12,000 SF DOUBLE LOT (100' x 120'), currently held as one parcel, this property offers exceptional space & versatility. Move-in-ready home features 1,008 SF under air, 2,964 SF total, vaulted ceilings, open floor plan & an oversized screened outdoor living area overlooking tropical landscaping. Ideal for boating enthusiasts, the location provides convenient access to world-class fishing, diving, sandbars, open water, & dining. Improvements & storm protection features include a 2018 metal roof, Class A accordion shutters, energy-efficient windows & doors, painted cedar siding & generator hookup. Additional features include a downstairs storage enclosure, paved driveway, irrigation system, outdoor shower & storage shed. The expansive double lot provides room to expand the existing home, add a pool or explore subdividing the property & constructing an additional residence, subject to applicable approvals, ROGO allocation & permitting. Whether you're seeking a primary residence, seasonal retreat or waterfront investment, this property delivers a rare combination of boating access, land & future potential at an unbeatable price point! INSURANCE- Windstorm $4,498, Flood $999 (assumable), Homeowners $1,017

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:2
  • •Bathrooms:2
  • •Full bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:1,008 sqft
  • •Total interior livable area:1,008 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:12,196 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:1990

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Price history

DateEventPrice
10/29/2026Listed for sale$995,000$987/sqft

Listing Agent

Brian Kruszewski

LoKation Real Estate

Brokerage Phone: 954-545-5583

Source: Florida Keys MLS · MLS #621603

Data Powered by Home Junction, Inc.

Nearby

Schools

BIG PINE ACADEMY

Elementary · 2.9 mi

Dining

Looe Key Tiki Bar & Restaurant

0.3 mi

5 Brothers Two

0.4 mi

Island Coffee House

0.6 mi

Beaches

Long Beach

4.0 mi

Calusa Beach

7.8 mi

Loggerhead Beach

7.9 mi

Nearby amenity locations include data © OpenStreetMap contributors.