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27322 Saint Martin Lane, Ramrod Key, FL - photo 1

$985,000

27322 Saint Martin Lane

Ramrod Key, FL 33042

Estimated payment $5,556/month

HOA not listed, not included · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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3Beds
1Baths
1,196Sq Ft
$824Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

Built in 1974
5,662 sqft Lot

About This Home

Discover exceptional peace of mind in this meticulously maintained, upgraded & truly move-in-ready waterfront home! Thoughtfully improved with an emphasis on quality, efficiency & storm protection, this property offers island living without the immediate expense & hassle of major renovations. The wide-open floor plan showcases beautiful soaring wood ceilings, a stunning slate accent wall, custom solid wood doors & LifeProof plank flooring throughout. The updated kitchen features custom solid maple cabinetry with soft-close drawers, quartz countertops & new appliances, while the beautifully renovated bathroom boasts floor-to-ceiling porcelain tile with designer details. Freshly painted & exceptionally well cared for, this home features a new 3-ton, 18 SEER Daikin Fit HVAC system with all-new ductwork & 4 years of remaining warranty. The 2023 metal roof includes reinforced roof-to-wall attachments, secondary water resistance & high-density foam insulation. Impact windows & doors, supplemented by additional shutters, provide multiple layers of storm protection. Boaters will appreciate 51' of dockage (35' concrete & 16' wood), a 10,000 lb boat lift installed in 2024 & quick access to Looe Key Reef, world-class fishing, diving, the backcountry, sandbars & waterfront dining. Enjoy beautiful sunsets & salt pond views from the rear deck, with no immediate neighbors directly in front or behind. Additional features include an outdoor shower, 50-amp RV/EV hookup & abundant parking for boats, RVs & trailers. The spacious property offers tremendous flexibility for future expansion, including room for a pool, additional living space or reconfiguration into a 2/2 or potentially 3/2 layout. The downstairs area also offers potential for FULL enclosure. Whether seeking a full-time residence or island getaway, this is an exceptional opportunity to own a beautifully maintained, extensively improved waterfront property that's ready to enjoy from day one! Windstorm-$3,894, HO-$650 +/-

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:3
  • •Bathrooms:1
  • •Full bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:1,196 sqft
  • •Total interior livable area:1,196 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:5,662 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:1974

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Price history

DateEventPrice
10/29/2026Listed for sale$985,000$824/sqft

Listing Agent

Brian Kruszewski

LoKation Real Estate

Brokerage Phone: 954-545-5583

Source: Florida Keys MLS · MLS #621638

Data Powered by Home Junction, Inc.

Nearby

Dining

Looe Key Tiki Bar & Restaurant

0.3 mi

5 Brothers Two

0.4 mi

Square Grooper

0.7 mi

Beaches

Long Beach

4.1 mi

Calusa Beach

7.9 mi

Loggerhead Beach

8.0 mi

Nearby amenity locations include data © OpenStreetMap contributors.