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21650 Overseas Highway, Summerland Key, FL - photo 1

$999,000

21650 Overseas Highway

Summerland Key, FL 33042

Estimated payment $6,008/month

includes HOA $382/mo · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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2Beds
3Baths
1,156Sq Ft
$864Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

HOA $382/mo
Private Pool
Built in 2007
871 sqft Lot

About This Home

Experience the best of the Lower Keys with this rare opportunity to own a property that blends personal enjoyment with exceptional income potential. Whether you're searching for a private waterfront getaway, vacation retreat, or proven income-producing investment, this property delivers on all fronts.Successfully operated as a short-term rental since 2018, this home has consistently generated over $100,000 annually in rental income, offering a turnkey investment opportunity while enjoying the Florida Keys lifestyle.One of the property's most valuable features is its fully transferable transient rental license, valued at approximately $400,000. Unlike many Lower Keys properties with strict rental limitations, this license allows hotel-style rentals with no minimum night restrictions — a rare and highly desirable advantage.Each home includes a private dock slip, perfect for boats, jet skis, kayaks, and other water toys. This exclusive community of just 11 homes offers exceptional privacy, a shared heated pool, and a low, owner-operated HOA.Offered fully furnished and turnkey, the property includes established rental history and everything needed to continue operating immediately.Enjoy boating, fishing, diving, and the ultimate Florida Keys lifestyle from this ideally located Cudjoe Key property. For all showings, please contact the property owner, Michael Cordova, to schedule an appointment.

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:2
  • •Bathrooms:3
  • •Full bathrooms:3
  • •Half bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:1,156 sqft
  • •Total interior livable area:1,156 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:871 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:2007

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Price history

DateEventPrice
2026-11-01T00:00:00.000ZListed for sale$999,000$864/sqft

Listing Agent

Marilin Palenzuela

Florida Realty of Miami Corp

Brokerage Phone: 305-598-5488

Source: Beaches MLS · MLS #A12116383

Data Powered by Home Junction, Inc.

Nearby

Schools

SUGARLOAF SCHOOL

Elementary · 2.2 mi

Supermarkets

Kickin' Back Food Mart

0.3 mi

Dining

Cocos Cantina

0.1 mi

Coffee Spot (Mumsy's Veranda)

0.6 mi

Fanci Seafood

0.6 mi

Beaches

Sugarloaf Beach

5.6 mi

Long Beach

9.6 mi

Boca Chica Beach

13.2 mi

Nearby amenity locations include data © OpenStreetMap contributors.