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21090 5Th Avenue, Cudjoe Key, FL - photo 1

$2,999,999

21090 5Th Avenue

Cudjoe Key, FL 33042

Estimated payment $15,745/month

HOA not listed, not included · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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4Beds
3Baths
3,056Sq Ft
$982Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

Built in 2011
12,632 sqft Lot

About This Home

Welcome to a refined waterfront pool home in the highly desirable Cudjoe Gardens neighborhood, where luxury meets laid-back island living. Located on a corner canal with 235' of waterfront this home is designed with life on the water in mind. Featuring two boat lifts, 15,000 lb and 12,000 lb, providing flexibility for multiple vessels along with a 2-car Garage for additional storage for all of your gear. Inside, the spacious 4 Bedroom, 3 Bath 3,056 sq. ft. home comfort and style blend with ease. The kitchen stands out with 6-burner Viking Range, Viking dishwasher, cabinet-front refrigerator, stainless appliances, pantry and generous space for entertaining, flowing seamlessly into the main living areas. Soaring ceilings fills the home, creating a bright and inviting atmosphere throughout. Upstairs a loft-style office and a dedicated theatre room offering a bar with beverage center provides the perfect setting for movie nights or game-day gatherings. The primary suite serves as a private retreat, complete with a lavish bath with bidet, separate shower and a relaxing jet tub, ideal for unwinding at the end of the day. Porches on both sides of the home overlook the canals and lead to a unique sandy point at the corner, offering a peaceful setting to take in water views and stunning sunset skies. After a day on the water relax by your waterfront heated salt pool or enjoy sipping cocktails on the screened lanai. Additional amenities include impact windows and doors, whole house generator and ice machine. Cudjoe Gardens is an upscale waterfront community known for its ground-level concrete homes thoughtfully built above the floodplain. The neighborhood is home to Cudjoe Gardens Marina, a convenient full-service stop for fuel, bait, and refreshments on your way to world-class fishing and diving. Residents also enjoy The Bent Prop, a beloved waterfront restaurant offering a true taste of the Keys lifestyle.

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:4
  • •Bathrooms:3
  • •Full bathrooms:3
  • •Half bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:3,056 sqft
  • •Total interior livable area:3,056 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:12,632 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:2011

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Price history

DateEventPrice
10/30/2026Listed for sale$2,999,999$982/sqft

Listing Agent

Lisa H Ferringo

Coldwell Banker Schmitt Real Estate Co

Brokerage Phone: 305-809-1400

Source: Florida Keys MLS · MLS #619589

Data Powered by Home Junction, Inc.

Nearby

Schools

SUGARLOAF SCHOOL

Elementary · 1.6 mi

Supermarkets

Kickin' Back Food Mart

0.5 mi

Dining

Coffee Spot (Mumsy's Veranda)

0.0 mi

Raimondo's

0.2 mi

Cocos Cantina

0.7 mi

Beaches

Sugarloaf Beach

5.0 mi

Long Beach

10.1 mi

Boca Chica Beach

12.5 mi

Nearby amenity locations include data © OpenStreetMap contributors.