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$464,900
USDA eligible! Qualified buyers can purchase with ZERO down, and with the right offer the seller will cover closing costs, meaning you could get into this home with little to NOTHING out of pocket. Use our preferred lender and receive a 1% lender credit toward buying down your interest rate on top of it. At 3,326 square feet, you will not find a more affordable home of this size anywhere in Tampa Bay for the money. Now the house itself. Built in 2022 with 6 bedrooms and 3 full baths, tastefully updated with luxury flooring in all the common spaces. The open floor plan connects the kitchen, dining, and living areas into one big gathering space, and two flex rooms give you options most homes simply do not have. Home office, gym, playroom, theater, you choose. Two bedrooms sit downstairs, including the primary suite, so there are no stairs between you and your morning coffee. Upstairs holds the remaining bedrooms plus room to spread out. All of it on a quarter acre corner lot with extra yard, extra privacy, and only one neighbor beside you. And the HOA? Roughly $9 a month. You read that right. Spencer Creek puts you minutes from I75, US301, shopping, and the waterfront. Homes like this do not sit. Schedule your private showing today.
Tour with a local agent
Contact agent
| Date | Event | Price |
|---|---|---|
| 2026-08-07T00:00:00.000Z | Listed for sale | $464,900$138/sqft |
Josh Wright
LPT REALTY, LLC
Brokerage Phone: 877-366-2213
Source: Stellar MLS · MLS #TB8536648
Data Powered by Home Junction, Inc.
RUSKIN ELEMENTARY SCHOOL
Elementary · 1.8 mi
THOMPSON ELEMENTARY
Elementary · 1.8 mi
LENNARD HIGH SCHOOL
High · 1.9 mi
Terrapy Farms
0.6 mi
La Tapatia
1.3 mi
Primos Ruskin Supermarket
1.4 mi
The Kitchen.
1.2 mi
Epic Kitchen
1.2 mi
Louie Beans Coffee Co at Bayou Pass Pool/Clubhouse
1.2 mi
Beaudette Park
1.6 mi
Camp Bayou Nature Preserve
2.0 mi
Native Plant Garden
2.0 mi
Bahia Beach
4.7 mi
Apollo Beach
5.3 mi
Gardenville Beach
10.0 mi
Nearby amenity locations include data © OpenStreetMap contributors.