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18200 CYPRESS COVE LANE, LUTZ, FL - photo 1

$690,000

18200 CYPRESS COVE LANE

LUTZ, FL 33549

Estimated payment $4,140/month

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4Beds
3Baths
2,307Sq Ft
$299Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

No HOA
Private Pool
Fireplace
Garage
Built in 1974
14,507 sqft Lot

About This Home

Back on the market after a tenant broke their lease! An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:4
  • •Bathrooms:3
  • •Full bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:2,307 sqft
  • •Total interior livable area:2,307 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:14,507 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:1974

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Price history

DateEventPrice
2026-09-02T00:00:00.000ZListed for sale$690,000$299/sqft

Listing Agent

Dillon Cook

WRIGHT DAVIS REAL ESTATE

Brokerage Phone: 813-251-0001

Source: Stellar MLS · MLS #TB8544945

Data Powered by Home Junction, Inc.

Nearby

Schools

LUTZ PREPARATORY SCHOOL

Elementary · 0.4 mi

LUTZ K-8 SCHOOL

Elementary · 0.8 mi

MANISCALCO K-8 SCHOOL

Elementary · 0.8 mi

Supermarkets

Validos Gourmet

0.1 mi

ALDI

0.4 mi

Lutz Blueberry Farm

0.6 mi

Dining

Los Chapos Tacos

0.4 mi

McDonald's

0.6 mi

Aqua Pro Water Of Florida Inc.

0.8 mi

Parks

Nye Park

0.5 mi

Kambridge Park

1.3 mi

Oscar Cooler Park

1.4 mi

Beaches

Crystal Beach

20.0 mi

Sunset Beach

20.4 mi

Picnic Island Beach

20.8 mi

Nearby amenity locations include data © OpenStreetMap contributors.