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1405 OCEAN STREET, PALATKA, FL - photo 1

$100,000

1405 OCEAN STREET

PALATKA, FL 32177

Estimated payment $1,081/month

no HOA · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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2Beds
1Baths
960Sq Ft
$104Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

No HOA
Built in 1961
6,534 sqft Lot

About This Home

Calling investors, contractors, renovators and buyers searching for a value-add Palatka property: 1405 Ocean Street offers a compelling opportunity to reimagine a single-story concrete-block home in an established area of Putnam County. The property features a covered carport, front lawn, tropical landscaping and a practical one-level layout. Inside, multiple rooms provide options for bedrooms, an office, storage or redesigned living space. A spacious enclosed rear room is lined with windows, bringing in natural light and offering potential for a family room, recreation area, studio or indoor-outdoor gathering space once renovated. This is a true fixer-upper for someone ready to take on a substantial rehabilitation project. The listing photos show deferred maintenance and visible interior concerns, including damaged ceilings, water staining, worn flooring, an older kitchen and areas requiring repair or replacement. The kitchen retains cabinetry and space for a dining area, while the main living room and additional rooms provide a workable canvas for a new floor plan, updated finishes and modern systems. Buyers should complete thorough inspections and independently verify the roof, HVAC, plumbing, electrical, structural condition, permits, zoning and intended use. No representation is made regarding the condition or remaining life of the home’s components. Whether your plan is a full renovation, long-term rental, resale project or personalized residence, this property provides an opportunity to create value through thoughtful improvements. Cash buyers and renovation-loan buyers seeking an as-is project may find this property especially worth exploring. The location adds convenience and strong Palatka search appeal. Downtown Palatka offers local restaurants, shops, community events and waterfront scenery along the St. Johns River. Enjoy local dining, explore Riverfront Park, or experience the trails, gardens and seasonal azaleas at Ravine Gardens State Park. Boating, fishing and outdoor recreation are part of the area’s North Florida lifestyle, with additional attractions, arts, festivals and historic architecture found throughout Palatka. Everyday essentials are within convenient reach, including Publix, Walmart, pharmacies, home-improvement shopping and other businesses along Palatka’s commercial corridors. Major routes including US-17, State Road 20 and State Road 100 provide connections toward Gainesville, St. Augustine, Jacksonville and surrounding Putnam County communities. HCA Florida Putnam Hospital and local medical offices are also nearby, adding practical access to healthcare. If you have been searching for a Palatka fixer-upper, investment property, renovation opportunity, concrete-block home, handyman special or affordable project home in Northeast Florida, put 1405 Ocean Street on your list. Bring your contractor, renovation budget and creative vision to evaluate the possibilities. This property will require significant work, but for the right buyer, it will provide the foundation for a rewarding transformation. Schedule a private showing and discover what this Ocean Street property could become.

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:2
  • •Bathrooms:1
  • •Full bathrooms:1
  • •Half bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:960 sqft
  • •Total interior livable area:960 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:6,534 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:1961

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Price history

DateEventPrice
2026-10-29T00:00:00.000ZListed for sale$100,000$104/sqft

Listing Agent

Jason Hanson

LPT REALTY, LLC

Brokerage Phone: 877-366-2213

Source: Stellar MLS · MLS #FC322418

Data Powered by Home Junction, Inc.