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12 Bay Drive, Saddlebunch, FL - photo 1

$972,000

12 Bay Drive

Saddlebunch, FL 33040

Estimated payment $5,490/month

HOA not listed, not included · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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3Beds
1Baths
1,400Sq Ft
$694Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

Built in 1958
9,147 sqft Lot

About This Home

Tucked along a wide, deep canal, this concrete 3 bedroom, 1 bath home offers a thoughtfully designed split floor plan that creates privacy and flexibility rarely found in a home of this size. The primary suite occupies its own side of the home, while the guest quarters are positioned on the opposite side--ideal for visiting family and friends, a home office, or simply having separate spaces to retreat and unwind.At the heart of the home, the living and kitchen areas bring everyone together with classic Conch island style and thoughtful updates, including new kitchen appliances, a remodeled bathroom, and efficient ductless mini-splits.Outside, the property feels like a private tropical retreat. Two mango trees, key lime, lemon, and starfruit trees mingle with palms and tropical flowers, creating a lush backdrop for slow mornings and easy entertaining. Relax on the sandy beach with lounge chairs, unwind in the jetted swim spa, rinse off in the outdoor shower with full bath, or enjoy the screened porch after a day on the water.For boaters, the waterfront setup is exceptional. The 50-foot-wide canal offers 3+ feet of control depth, complemented by a 75-foot concrete seawall, fish-cleaning station, and rare grandfathered private boat ramp--a feature increasingly difficult to find in the Keys. There's also abundant parking for large boat trailers, multiple vehicles, or a guest RV, plus a 30-amp RV hookup and wired for a whole house generator.Practical improvements include a newer roof, new 100-amp electrical service panel and mast, and mostly impact windows with shutters for the remainder, rounded out by a 14 foot sliding chainlink.Whether you're looking for a full-time island home or weekend escape, this property brings together privacy, boating access, generous parking, outdoor living, and tropical character in this truly special slice of the Florida Keys. Local favorite Baby's Coffee, a neighborhood park, and tennis/pickleball courts are just steps

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:3
  • •Bathrooms:1
  • •Full bathrooms:1
  • •Half bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:1,400 sqft
  • •Total interior livable area:1,400 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:9,147 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:1958

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Price history

DateEventPrice
10/30/2026Listed for sale$972,000$694/sqft

Listing Agent

Natallie M Liz

Island Welcome Real Estate LLC

Brokerage Phone: 305-923-9161

Source: Florida Keys MLS · MLS #621164

Data Powered by Home Junction, Inc.

Nearby

Supermarkets

Sugar Shark Market

0.2 mi

Dining

Baby's Grill

0.2 mi

Kings Fisher

0.6 mi

Beaches

Sugarloaf Beach

2.4 mi

Boca Chica Beach

6.6 mi

Boca Chica Nude Beach

7.0 mi

Nearby amenity locations include data © OpenStreetMap contributors.