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108 Terra Cotta Way, Destin, FL - photo 1

$749,000

108 Terra Cotta Way

Destin, FL 32541

Estimated payment $4,362/month

HOA not listed, not included · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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2Beds
3Baths
1,569Sq Ft
$477Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

Built in 1999
4,792 sqft Lot

About This Home

Breathtaking Coastal Luxury Just Steps from the Sand! Welcome to 108 Terra Cotta Way, an exquisite, fully remodeled beach house w. garage offering the perfect blend of refined elegance, resort-style living, and exceptional investment potential. Nestled within the exclusive Terra Cotta Terrace community, this captivating home features deeded, gated beach access, a private heated pool, and a garage, all designed for effortless coastal living. From the moment you arrive, you'll be drawn to the home's fresh exterior paint, updated landscaping, and tranquil surroundings. Inside, soaring ceilings and an open layout create a bright, airy atmosphere flooded with natural light. Every detail has been thoughtfully curated, showcasing new flooring, designer lighting,and modern touches throughout! The chef's kitchen is a true showpiece, featuring storybook white custom cabinetry, endless quartzite countertops, and new stainless steel appliances - perfect for entertaining or quiet evenings at home. Bathrooms have been beautifully updated with new cabinets, mirrors, lighting, and spa-like finishes, offering a serene and refined experience. This spacious sanctuary boasts two luxurious master suites, ideal for hosting family, friends, or vacation guests. Step outside to your private oasis, where the re-surfaced Marcite pool, privacy wall, and lush setting create a tranquil resort-style escape - perfect for relaxing after a day at the beach. This home shines as both a full-time residence or income-producing coastal investment. With low HOA fees, residents enjoy access to exceptional community amenities including a community pool, tennis and pickleball courts, sand volleyball, BBQ grills, and a clubhouse for gatherings and events. One of Terra Cotta Terrace's most appreciated features is its quiet, non-cut-through streets, offering a peaceful, exclusive neighborhood ideal for morning walks, bike rides, and a true sense of serenity. The private gated beach access is just steps away -perfectly positioned between The Crab Trap and Pompano Joe's on Scenic Gulf Drive. Ideally located near beachfront dining, boutique shopping, championship golf, world-class fishing, Destin Commons, and Silver Sands Premium Outlets, this property offers a rare combination of luxury, location, and lifestyle. More than a home, 108 Terra Cotta Way is a coastal retreat, private haven, and unforgettable destination - where memories are made and guests never want to leave.

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:2
  • •Bathrooms:3 (2 full, 1 half)
  • •Full bathrooms:2
  • •Half bathrooms:1

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:1,569 sqft
  • •Total interior livable area:1,569 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:4,792 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Detached Single Family
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:1999

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Price history

DateEventPrice
2026-10-02T00:00:00.000ZListed for sale$749,000$477/sqft

Listing Agent

Kyle V Hock

RealJoy Realty LLC

Brokerage Phone: 850-290-8060

Source: Emerald Coast MLS · MLS #992506

Data Powered by Home Junction, Inc.

Nearby

Schools

DESTIN MIDDLE SCHOOL

High · 1.9 mi

DESTIN HIGH SCHOOL

High · 2.7 mi

Supermarkets

Whole Foods Market

1.3 mi

Publix

1.9 mi

Dining

Another Broken Egg of America

0.2 mi

Sandos Beachside

0.2 mi

McGuire

0.3 mi

Parks

James Lee Park

0.6 mi

Haugen Park

1.4 mi

Destin Commons Playground and Fountains

1.6 mi

Beaches

Henderson Beach State Park

2.4 mi

Miramar Beach

3.3 mi

Destin Harbor Beach

6.6 mi

Nearby amenity locations include data © OpenStreetMap contributors.