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1040 81st Street Ocean Street, Marathon, FL - photo 1

$2,099,000

1040 81st Street Ocean Street

Marathon, FL 33050

Estimated payment $11,189/month

HOA not listed, not included · estimated tax · estimated insurance · 20% down, 6.5%, 30 yr

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3Beds
2Baths
1,945Sq Ft
$1079Price/Sq Ft

Preferred partner

Kinsfolk Realty

Kinsfolk Signature Realty

Powered by Hometrino

(813) 602-0498

Highlights

Built in 2008
3,484 sqft Lot

About This Home

Enjoy sweeping ocean views from this beautifully designed Coastal Modern waterfront home in the heart of Marathon. Built with both style and durability in mind, this 3 Bedroom, 2 Bath CBS residence features concrete walls, floors, and roof, along with impact windows and doors for added peace of mind. Inside, oversized tile flooring and a bright open-concept layout create a clean, contemporary feel filled with natural light. The main living area flows comfortably to outdoor spaces, making the home ideal for relaxed Keys living and effortless entertaining. Two spacious guest bedrooms and a well-appointed guest bath provide inviting accommodations, while the private top-floor primary suite offers a peaceful retreat with access to the rooftop deck. An additional bonus space on the main level adds valuable flexibility and could serve as a possible 4th bedroom, office, pool cabana/dressing room or convenient guest overflow area. The rooftop deck is a true highlight, showcasing panoramic views of the turquoise Atlantic waters. Whether enjoying sunrise coffee, afternoon breezes, or evening cocktails under the stars, this elevated outdoor space captures the best of coastal living. After a day on the water, return to your concrete dock and unwind beside the canal-front pool with jets, or gather with guests on the expansive pavered patio overlooking the water. With multiple outdoor living areas, dockage, pool, and ocean views, the property is perfectly suited for boating, entertaining, and enjoying the laid-back island lifestyle. Conveniently located just minutes from restaurants, shopping, and the Marathon Airport, this property offers an exceptional blend of modern construction, coastal style, and Florida Keys waterfront living. With a proven rental history, this property also presents an outstanding investment opportunity for those seeking personal enjoyment and income potential in one of the Keys' most desirable destinations.

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Facts & features

Bedrooms & bathrooms

  • •Bedrooms:3
  • •Bathrooms:2
  • •Full bathrooms:2
  • •Half bathrooms:0

Heating

  • •Has Heating:Yes

Interior area

  • •Total structure area:1,945 sqft
  • •Total interior livable area:1,945 sqft

Parking

  • •Parking features:N/A
  • •Garage spaces:0
  • •Has attached garage:No

Lot

  • •Size:3,484 sqft

Details

  • •Parcel number:N/A

Type & style

  • •Home type:Single Family Residence
  • •Property subtype:Residential

Materials

  • • N/A

Condition

  • •Year built:2008

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Price history

DateEventPrice
10/30/2026Listed for sale$2,099,000$1079/sqft

Listing Agent

Lisa H Ferringo

Coldwell Banker Schmitt Real Estate Co

Brokerage Phone: 305-809-1400

Source: Florida Keys MLS · MLS #620226

Data Powered by Home Junction, Inc.

Nearby

Schools

MARATHON SCHOOL

High · 1.7 mi

FLORIDA KEYS COMMUNITY COLLEGE - MIDDLE KEYS CENTER

1.8 mi

STANLEY SWITLIK ELEMENTARY SCHOOL

Elementary · 2.5 mi

Supermarkets

Miss Christina

0.6 mi

Winn-Dixie

1.1 mi

Publix Drive-Up

1.3 mi

Dining

Dunkin'

0.3 mi

Johnny Maddox SportFishing Adventure's

0.3 mi

Sweet Savannah's Bake Shop & Ice Cream Cafe

0.5 mi

Parks

Rotary Children's Park

0.2 mi

Oceanfront Park

0.8 mi

Jesse Hobbs Park

2.0 mi

Beaches

Sombrero Beach

2.6 mi

Coca Plum Beach

3.5 mi

Campground Beach

4.9 mi

Nearby amenity locations include data © OpenStreetMap contributors.