Hometrino calculators

Rental ROI calculator

NOI, levered cash flow, and cash-on-cash return from your deal inputs.

Income

$
% of gross annual rent
%

Annual operating expenses

$
$
$
$
$

Financing

$
%

Cash invested

$
$
$

Cash-on-cash ROI (annual)

-4.21%

Annual cash flow -$3,828 on $91,000 invested

Gross annual rent

$33,600

Annual expenses (incl. vacancy)

$11,880

NOI

$21,720

Rent − operating expenses

Annual mortgage (P&I)

$25,548

Annual cash flow

-$3,828

Income, expenses, and cash flow

Definitions

NOI is gross rent minus realistic operating expenses (we include a vacancy haircut). Cash flow subtracts debt service (principal & interest only). Cash-on-cash ROI divides that cash flow by cash you deployed (down payment, closing, rehab). It does not capture principal paydown, appreciation, or tax effects.