Hometrino calculators

Rent affordability

Translate income into a rent range you can sanity-check against listings.

Income

Before taxes
$
Often 25–35%; default 30%
%

Target max monthly rent

$1,950

Based on 30% of gross monthly income ($6,500/mo)

Conservative (~25%)

$1,625

Lower stress on budget

Your target ratio

$1,950

Stretched (~35%)

$2,275

Tighter; verify with budget

Monthly income

$6,500

Income split at your ratio

What this shows

We multiply gross monthly income by your chosen rent ratio to suggest a rent ceiling. Many households also weigh net income, savings goals, and local utilities. This is a planning shortcut, not a lease qualification standard.