Get My Personalized Loan Estimate

Find the right home loan
Transparent, fast, and personalized.

Whether you're buying your first home or refinancing, Hometrino Home Loans helps you secure competitive rates with guidance at every step.

Home loan illustration

A BETTER WAY TO BORROW.

Why Choose Hometrino rusted and afflieated homeloan partner Kinsfolk

Built around trust, transparency, and simplicity. Hometrino puts you in control of your home financing journey.

Competitive, Transparent Rates

Competitive, Transparent Rates

Strong, real-time rates with no hidden fees. Stay informed with clear loan terms and honest cost breakdowns.

Flexible Down Payment Options

Flexible Down Payment Options

Choose from low down payment or zero-down programs. We'll match you with a plan that fits your budget and goals.

Loan Officers You Can Trust

Loan Officers You Can Trust

Our top-rated loan officers [⭐ 4.9 average rating] guide you step-by-step — from pre-qualification to closing — so you never feel lost.

FIND THE RIGHT LOAN FOR YOU

Choose from flexible mortgage options built for you.

Compare today's most popular programs and see what fits your goals.

30-Year Fixed

MOST POPULAR
Rate:6.05%
APR:6.22%
Down Payment:3%

Benefits

  • Perfect for long-term buyers
  • Stable monthly payments
See Hometrino Terms

30-Year FHA Loan

LOW CREDIT FRIENDL
Rate:5.85%
APR:6.49%
Down Payment:3.5%

Benefits

  • Ideal for first-time buyers
  • Easier qualification standards
See Hometrino Terms

30-Year VA Loan

FOR VETERANS & MILITARY
Rate:6.00%
APR:6.30%
Down Payment:0%

Benefits

  • No private mortgage insurance
  • Flexible approval for service members
See Hometrino Terms

20-Year Fixed

SAVE ON INTEREST
Rate:6.00%
APR:6.23%
Down Payment:5%

Benefits

  • Own your home faster
  • Pay less interest overall
See Hometrino Terms

15-Year Fixed

FASTEST PAYOFF
Rate:5.35%
APR:5.66%
Down Payment:5%

Benefits

  • Lowest long-term interest
  • Build equity faster
See Hometrino Terms

Rates shown are sample estimates. Actual rates may vary based on credit, income, and loan type.

Customers Reviews

Kelly Smith

By Kelly Smith

Top Rated Agent

Strong, real-time rates with no hidden fees. Stay informed with clear loan terms and honest cost br...

Kelly Smith

By Kelly Smith

Top Rated Agent

Strong, real-time rates with no hidden fees. Stay informed with clear loan terms and honest cost br...

Kelly Smith

By Kelly Smith

Top Rated Agent

Strong, real-time rates with no hidden fees. Stay informed with clear loan terms and honest cost br...

Kelly Smith

By Kelly Smith

Top Rated Agent

Strong, real-time rates with no hidden fees. Stay informed with clear loan terms and honest cost br...

Kelly Smith

By Kelly Smith

Top Rated Agent

Strong, real-time rates with no hidden fees. Stay informed with clear loan terms and honest cost br...

Smart Tools for Smarter Buyers

BuySmart™

Access BuySmart™, Hometrino's exclusive budgeting tool.

Track how much home you can afford — in real time — without impacting your credit score.